building a house

I Want to Build My Home From Scratch, But How Much Is it Going to Cost?

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The idea of building a house from scratch can be an exciting thought. Everything about your new space will have your own personal touch on it, and you get to be in control of it all. With that being said, the cost associated with building a home can be quite steep. You may want to take the easy route and …

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What Is A Second Mortgage & Is It Right For Me?

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Your home is a place to raise your family, create memories and feel comfortable. And while it’s all those things, it’s also equity and an asset in your financial portfolio. Life has a way of tossing a million curveballs at you and sometimes you just aren’t prepared for the financial undertaking that comes with it. No matter what the reason, …

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Can Checking Your Credit Report Hurt Your Credit Score?

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It seems to be a common belief that checking your credit score can in some way damage it. This is definitely a money myth as studies have shown the opposite to be true. According to a 2017 survey conducted by Discover, 70 percent of people who made 12 or more credit checks per year reported that doing so positively affected …

construction-loan

Who Finances Massive Construction Projects?

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Undertaking a huge construction project for the first time is overwhelming, and let’s be honest, pretty daunting. Besides the amount of time it takes to finish and the possibility of unforeseen complications, there’s the thought of having to spend extortionate amounts of money that for most people seems totally out of reach. Though you may consider a construction loan, there’s …